Federal government and private sector employees must subscribe to the scheme from 1 January 2023.



Related links:

How to subscribe to Unemployment Insurance scheme (PDF, 1.03 MB).


Filing for a compensation claim

The worker must submit the claim within 30 days from the date of his/her unemployment. The insurance company has two weeks, from receiving the claim, to transfer the compensation to the insured's account.



The insurance providers must process the insurance claims in accordance with the terms and conditions of the insurance policy and the applicable legislations of the Central Bank of the UAE.



Compensation will be paid from the date he/she loses the job and will be paid for 3 months or until he/she finds a job, whichever is earlier.



MoHRE will report any breach to the terms and conditions of the insurance policy by the insurance companies.



With respect to the employees of the federal government, Federal Authority for Government Human Resources will implement the mechanism of the ‘Unemployment Insurance Scheme’ in coordination with Ministry of Finance.




Eligibility

To be eligible for the compensation, the worker must have been paying the monthly premium for at least 12 consecutive months.



Suspension of the compensation

The insured worker will lose his/her eligibility for compensation if any of the following situations occur:

he/she was dismissed from work for disciplinary reasons under the UAE’s Labour Law in the private sector (Federal Decree Law No. 33 of 2021 Regarding the Regulation of Employment Relationship and its amendments) and the Human Resources Law in the federal government, in addition to any applicable legislations
there has been fraud or deceit involved in his/her claim
the establishment where he/she works is fictitious.


Objectives of the scheme

The insurance scheme aims to:

provide the insured with income for a limited period of time during his/her unemployment
enhance the competitiveness of Emiratis in the labour market
provide social protection to ensure continued decent living for the unemployed
achieve a competitive knowledge economy by attracting and retaining best international talent.